By Scott Blake
2013 is shaping up to be a telltale year in banking as smaller institutions are hoping to gain some traction against their larger competitors.
The Independent Community Bankers of America met last week in Las Vegas, and one of their primary concerns is additional regulatory compliance costs hurting their bottom lines, according to Ken Thomas, a Miami-based independent banking consultant who attended the conference.
The community bankers would like action from federal officials to break up the so-called "too-big-to-fail" financial institutions, which have been gradually swallowing up smaller banks in the US, reducing their overall numbers.
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